Session Descriptions

How to Value Distressed Borrowers and Collateral

Thursday, August 28, 2025

8:00 a.m. to 9:15 a.m.

Cash flows and asset/collateral values are inextricably linked so today’s challenging operating environment is pressuring both. This session will explore valuation methods for distressed borrowers from both the credit and appraisal perspectives and how they are frequently two sides of the same coin.

Learner Outcomes:

1. Understand how valuation methods can change once a borrower becomes distressed.
2. Creating alignment between credit/special assets and appraisers on the bank’s intent, available data, and key assumptions so that the scope of work is appropriate.
3. The range of valuation discounts currently being taken across various specialized ag properties.